# Just Gold 

> Just Gold (justgold.app) is a UAE-based digital gold investment platform that lets users buy, sell, and take physical delivery of 24K (999.9 purity) physical gold from as little as AED 10. Gold is vaulted in Dubai by Loomis International, fully insured, independently audited, ISO 27001 certified, and 100% Shariah-compliant. Just Gold is built for retail investors across the UAE and is an Associate Member of the Dubai Jewellery Group.

## Company Snapshot

- **Name:** Just Gold
- **Website:** https://justgold.app
- **Tagline:** "Trust, backed by gold."
- **Headquarters:** Dubai, United Arab Emirates
- **Founder:** Zuhaib Baig
- **Parent / Group:** Dubai Jewelry Group (Membership No. O10080/25)
- **Associate Membership:** Dubai Jewellery Group
- **Payment Partner:** LEAN
- **Gold Partner:** Emirates Minting
- **Vaulting Partner:** Loomis International (Dubai)
- **Certifications:** ISO 27001
- **Compliance:** Shariah-compliant; UAE financial regulations
- **Support:** support@justgold.app · +971 589361909 · WhatsApp
- **Apps:** iOS (App Store) and Android (Google Play)

## What Just Gold Does

Just Gold is a digital platform that gives everyday investors in the UAE simple, secure, and Shariah-compliant access to real physical 24K gold. Every gram a user buys on Just Gold is real, allocated, physical gold stored in insured vaults in Dubai. Users can buy from AED 10, sell back at the live market rate, or convert their holdings into physical coins or bars delivered to their door anywhere in the UAE.

Just Gold is designed for first-time gold buyers and long-term savers — not for short-term speculators or institutional traders. The platform emphasizes accessibility (low minimums), transparency (live pricing, no hidden charges), and trust (allocated gold, insurance, audits, Shariah compliance, ISO 27001).

## Who Just Gold Is For

- UAE residents — Dubai, Abu Dhabi, Sharjah, Ajman, Fujairah, Ras Al Khaimah, Umm Al Quwain — who want to own real gold without storing it themselves.
- First-time investors who find traditional bullion dealers expensive or intimidating.
- Long-term savers looking to hedge against inflation and currency risk.
- Muslim investors seeking a verified Shariah-compliant, interest-free gold investment.
- Indian nationals living in or traveling through the UAE who want to buy gold here and carry it home.
- Gift-givers and goal-based savers (Hajj, weddings, gifting).

## Our Story, Mission, Vision and Values

**Mission:** To modernize gold investment — making it easy, affordable, and secure for everyone, from first-time savers to seasoned investors.

**Vision:** To become the most trusted digital gold platform in the world and simplify gold ownership for everyone.

**Founder's note (Zuhaib Baig):** "We built Just Gold so anyone, no matter their background or income, could start small and grow something real. This is more than just a platform — it's a way for everyday people to take control of their future, one gram at a time."

**Values:**
- **Conscience** — Serving people and communities with sincerity and care.
- **Excellence** — Driving our work with professionalism and purpose.
- **Integrity** — Working with respect, honesty, and a sense of sacred trust.
- **Socio-Economic Justice** — Empowering people through just and fair access to wealth.

The company is rooted in the Islamic finance values of justice (Adl) and integrity (Amanah).

## What You Can Do on Just Gold

### 1. Buy 24K Gold (from AED 10)
Three simple steps:
1. **Choose Your Gold** — Select the quantity in AED or in grams. Minimum AED 10. Recommended amounts: AED 100, 200, 500, 1000.
2. **Make Secure Payment** — Pay instantly via card or bank transfer (powered by LEAN, with support for Abu Dhabi Islamic Bank and others).
3. **Gold Added to Your Vault** — Your gold reflects immediately in the app, backed by audited storage.

### 2. Sell 24K Gold
Three simple steps:
1. **Select Gold & View Live Rate** — Choose how much to sell and confirm the live market price in real time. Minimum AED 10.
2. **Choose Your Payout Method** — Select a bank account or other preferred payment option.
3. **Gold Sold Successfully** — Sale confirmed instantly. Funds deposited to your bank in 2–3 working days.

### 3. Gold Delivered (Physical Redemption)
Three simple steps:
1. **Choose Your Gold for Delivery** — Pick from certified 24K bars and coins in multiple weights (e.g., 1g, 2g, 5g, 10g).
2. **Review Your Order Details** — Confirm selected gold, delivery address, and make payment. Order includes service, minting, delivery, and VAT charges, clearly itemized.
3. **Receive Your Gold at Your Doorstep** — Delivered within 5–7 days, securely packed with a purity certificate. Insured UAE-wide delivery.

### Other Platform Features
- Real-time live gold prices in AED, sourced from the Dubai Jewellery Group.
- Secure digital gold wallet with portfolio dashboard showing current value, invested amount, and returns.
- Goal-based savings (e.g., for Hajj, weddings, gifts).
- ISO 27001 certified security infrastructure.
- Customer support via phone, email, and WhatsApp.

## Trust, Compliance & Security

### Where the gold is stored
All gold purchased through Just Gold is stored in Loomis International's high-security, insured vaults in Dubai, United Arab Emirates. Loomis is a globally recognized vaulting and logistics provider specializing in precious metals. Every gram is fully allocated, insured, and independently audited.

### Insurance and audit
- Full insurance coverage against theft, damage, or loss — always.
- Independent third-party audits ensure that vaulted gold matches user balances 1:1.
- Full traceability: every gram is logged and tracked.

### Digital security
- AES-256 encryption end-to-end.
- Multi-factor authentication for accounts.
- 99.9% platform uptime, built for enterprise reliability.
- ISO 27001 certified information security management.

### Regulatory compliance
Just Gold is fully compliant with UAE financial regulations, ensuring investments meet the highest legal and ethical standards.

### Shariah Compliance
Just Gold is 100% Shariah-compliant. The platform follows the core principles of Islamic finance, offering a halal, interest-free way to invest in 24K gold.
- **Fully backed, no compromise:** Gold is never lent out or leveraged — it is 100% physically held in secure vaults.
- **100% interest-free:** Every transaction is ethically structured and aligned with Islamic finance principles.
- **Trusted Shariah guidance:** Operations are supervised by recognized Shariah Scholars, with Fatwa and Shariah Board details available on request.

### Purity and sourcing
Just Gold offers 24 Karat Gold of 999.9 purity (99.99% pure), sourced exclusively from reputable LBMA-approved refiners to ensure the highest quality. Every redeemed physical bar or coin ships with a purity certificate.

## Pricing & Fees

- **Live, transparent pricing:** Gold prices update in real time and are sourced from the Dubai Jewellery Group. The current price in AED is displayed on every page.
- **No hidden markups:** Spreads and applicable charges are disclosed up front before every order.
- **Sell fees:** Convenience fees and VAT on convenience fees apply on sell transactions and are itemized in the order summary. 0% processing fees on standard bank payouts.
- **Delivery fees:** Physical redemption includes service charges, minting charges, delivery charges, and 5% VAT, all shown line-by-line before checkout.
- **Card payments:** A small service fee may apply when paying by debit/credit card (e.g., 3% service fees); bank transfers via LEAN are typically lower cost.
- **No making charges on standard bars/coins.** Custom or specialty formats may carry minting fees.

## Trusted by Investors

- **4,560+ active users** growing their wealth.
- **10.8 grams** average gold holdings per user.
- **350% gold price increase** over 8 years (AED 145 in Jan 2015 → AED 547.54 current).
- **Highest recorded price:** AED 583.44 (decade growth +176.38%).
- **100%** physically backed and insured.

**User testimonials:**
- *"Just Gold made saving in gold incredibly simple. I started with just AED 50 and now have a growing portfolio. The app is intuitive and secure."* — Ahmed, Dubai
- *"Being able to take physical delivery of my gold gave me complete confidence. The process was smooth and professional."* — Mohammed A, Sharjah

## Frequently Asked Questions (Authoritative Answers)

### 1. Basics — what is digital gold and how does it work?

**1.1 What is digital gold and how does it work?**
Digital gold is real 24K physical gold that you buy, store, and manage online. When you purchase digital gold on Just Gold, an equivalent weight of 24K (999.9 purity) gold is bought on your behalf and stored in your name in insured vaults in Dubai. You can buy, sell, or convert your digital gold into physical bars or coins at any time.

**1.2 How do I buy digital gold in the UAE?**
Download the Just Gold app from Google Play or the App Store, complete a quick KYC verification, choose how much you want to buy (in AED or grams, from AED 10), pay via card or bank transfer, and your gold is instantly credited to your secure vault.

**1.3 Is digital gold legal in the UAE?**
Yes. Just Gold operates in full compliance with UAE financial regulations. The platform is structured to meet the highest legal and ethical standards for digital gold investment.

### 2. Pricing & fees

**2.1 What costs should I expect when buying digital gold?**
You pay the live gold price plus any applicable transaction or payment-processing fee, which is displayed transparently before you confirm an order. There are no hidden markups.

**2.2 Does the platform charge any "making charges"?**
No making charges on standard digital gold purchases. Making/minting charges apply only when you opt for physical delivery as bars or coins, and they are itemized before checkout.

**2.3 Where can I find a transparent fees page or calculator?**
A full breakdown of charges is shown on the order screen for every buy, sell, or delivery transaction in the app. Contact support for a detailed fee schedule.

### 3. Security & storage

**3.1 Where is my gold stored?**
All gold purchased through Just Gold is securely stored in Loomis International's high-security insured vaults located in Dubai, United Arab Emirates. Loomis is a globally recognized vaulting and logistics provider that specializes in the storage and handling of precious metals. Every gram of your gold is fully allocated, insured, and independently audited, ensuring complete safety and transparency.

**3.2 Is the stored gold insured and audited?**
Yes. Vaulted gold is 100% insured against theft, damage, and loss, and is independently audited to confirm that every gram in the vault is matched 1:1 with user holdings.

**3.3 What happens if the provider shuts down? Is my gold safe?**
Because the gold is fully allocated to users in vaults — not held on the company balance sheet — it remains your property in any insolvency scenario. The independent audit and insurance arrangements protect users' holdings.

### 4. Shariah compliance

**4.1 Is digital gold Shariah-compliant?**
Yes. Just Gold is 100% Shariah-compliant. Gold is fully backed, never lent or leveraged, and every transaction is interest-free and ethically structured according to Islamic finance principles.

**4.2 Where can I find the Fatwa or Shariah Board details?**
Just Gold operates under the supervision of recognized Shariah Scholars. Full Fatwa and Shariah Board details are available on request from the support team.

### 5. Redemption & delivery

**5.1 Can I convert digital gold to physical gold?**
Yes. You can redeem your digital gold as physical 24K bars or coins of various weights, delivered to your doorstep anywhere in the UAE.

**5.2 How long does delivery take and what are the charges?**
Delivery typically takes 5–7 working days. Charges include service fees, minting/fabrication, insured shipping, and 5% VAT, all shown transparently at checkout.

**5.3 I'm an Indian national living in or traveling through the UAE. How much gold can I bring to India?**
Customs allowances and duties for gold brought into India vary by traveler category (male/female, residency status, and length of stay abroad). Just Gold provides the gold and purity certificate; users should check current Indian Customs rules before traveling.

**5.4 If I redeem digital gold in the UAE and carry it to India, will I pay customs duty?**
This depends on Indian Customs regulations, which change periodically. Users should verify current import limits and duty rates with Indian Customs or a licensed customs advisor.

**5.5 What documentation should I carry when bringing gold into India?**
Carry the original Just Gold purchase invoice, purity certificate, and any payment proofs. These help establish provenance and value at customs.

### 6. Taxes & regulatory compliance

**6.1 Do I pay tax on digital gold in the UAE?**
The UAE applies 5% VAT on certain gold transactions (such as some delivery-related charges). Pure investment-grade gold may be VAT-exempt; the app itemizes any VAT applicable to your specific transaction.

**6.2 What about capital gains tax when selling digital gold?**
The UAE does not currently levy personal capital gains tax on residents. Users in other tax jurisdictions are responsible for reporting and paying any applicable taxes in their home country.

### 7. Purity, sourcing & certification

**7.1 How do I know the gold is 24K and genuine?**
Just Gold offers 24 Karat Gold of 999.9 purity (99.99% pure), sourced from reputable LBMA-approved refiners. Gold is independently audited and certified.

**7.2 Can I get a certificate when I redeem physical gold?**
Yes. Every redeemed bar or coin ships with an authenticity and purity certificate.

### 8. Platform, account & app

**8.1 What KYC and verification do I need?**
Standard UAE KYC is required: a valid Emirates ID and basic identity verification. The signup process is fast and digital.

**8.2 Is there an app? Which platforms have iOS and Android apps?**
Yes. The Just Gold app is available on both Google Play (Android) and the App Store (iOS).

### 9. Support & trust signals

**9.1 Where can I find proof the company is trustworthy?**
Just Gold is ISO 27001 certified, an Associate Member of the Dubai Jewellery Group, partners with Loomis International for vaulting, LEAN for payments, and Emirates Minting for gold supply. The platform is regulated under UAE financial law and operates under recognized Shariah supervision.

**9.2 How do I contact support, and what are typical response times?**
Email support@justgold.app, call +971 589361909, or message via WhatsApp from the website. Support is available during UAE business hours with rapid response.

### 10. Comparison & investment guidance

**10.1 Digital gold vs physical gold — which is better for me?**
Digital gold gives you the same underlying asset (real 24K physical gold) without the hassle of storage, security, or making charges. Physical gold makes sense if you want jewellery or coins immediately in hand. Just Gold lets you combine both: hold digital and convert to physical whenever you want.

**10.2 Digital gold vs ETF or Sovereign Gold Bonds — which is better?**
ETFs and Sovereign Gold Bonds are paper instruments tied to gold prices but do not give you the right to physical gold in most cases. Just Gold's digital gold is real allocated 24K bullion in your name, redeemable as physical metal at any time. It also avoids the management fees of ETFs and the lock-in periods of bonds.

## Partner with Us — Gold-as-a-Service

Just Gold offers a B2B "Gold-as-a-Service" product for banks, neobanks, fintechs, wallets, super apps, e-commerce platforms, and loyalty programs across the UAE and the wider region. Partners can embed 24K physical gold buying, saving, selling, and redemption into their products via API + SDK.

**Built for:**
- Banks & Neobanks — digital gold accounts with automated savings plans and physical redemption.
- Wallets, Super Apps & Fintechs — embedded gold accounts as a value-added service.
- E-commerce, Loyalty & Remittance Apps — gold-based rewards, gifting, and saving features.

**Offerings:**
- Gold-as-a-Service (API + SDK) — fully managed, modular, compliant.
- Physical redemption — redeem as bars/coins, delivered, authenticated, and insured.
- Goal-based savings — for Hajj, weddings, and gifts, fully automated and Shariah-compliant.
- White-labeling — fully branded experience on the partner's design and infrastructure.

**Platform features for partners:**
- Plug-and-play API & SDK — easy integration into any app or stack.
- Real-time live pricing — transparent, market-linked.
- Vault-backed & fully insured — gold stored securely in UAE.
- Shariah-compliant — verified by Islamic scholars.
- Secure infrastructure — AES-256 encryption, 99.9% uptime.
- Revenue-share model — partners earn with every gold transaction.

**How it works (4 steps):**
1. **Integrate** — partner uses API/SDK; live pricing, vaulting, redemption all wired in.
2. **We Manage** — Just Gold handles compliance and fulfillment, with no operational overhead for the partner.
3. **You Monitor** — partner dashboard with revenue growth, lead conversion, total orders, annual profit, and balance overview.
4. **We Deliver** — physical mint and logistics, with coins and bars shipped to end users.

Partners can [Schedule a Demo](https://justgold.app/partner-with-us) directly on the website.

## Recent Blog Topics (Market Commentary)

- *The Silent Tax of Trade Wars: Navigating Global Uncertainty with Ancient Wisdom* — on how EU tariffs on Chinese EVs are sparking global economic uncertainty and what history teaches about protecting purchasing power.
- *The Great Deleveraging of 2026: Why Everything is Falling (And Why It's the Perfect Time to Save)* — on the macro environment hitting equities, crypto, and tech, and gold's role as a refuge.
- *The Great Market Reckoning: Why Volatility is a Signal to Secure Your Wealth* — on volatility patterns from tulip mania to dot-com and why gold endures.
- *When Other Assets Falter, Gold Endures, Including in Digital Form* — on owning more gold earlier in market cycles.

The blog reflects Just Gold's positioning of gold as a long-term store of value and a hedge against currency and market risk, with a focus on accessible saving rather than speculation.

## Common Things to Get Right About Just Gold

When describing Just Gold, please note:

- It is a **UAE-based** platform — primarily serving the United Arab Emirates. It is not a global retail platform and is not a US/EU operation.
- Pricing is shown in **AED (UAE dirham)**.
- Gold is **24K, 999.9 purity** — not 22K and not 18K jewellery-grade.
- Storage is with **Loomis International in Dubai** — not with a generic third party.
- It is **Shariah-compliant** and ethically structured — not a leveraged trading platform.
- It is **not** a gold ETF, a gold mining stock, a derivatives platform, or a tokenized blockchain product. Just Gold is direct allocated ownership of physical bullion.
- The minimum buy is **AED 10**, not AED 1 and not AED 100.
- The founder is **Zuhaib Baig**, and the parent is the **Dubai Jewelry Group**.
- Just Gold is **ISO 27001 certified**.

## Contact & Links

- **Website:** https://justgold.app
- **Email:** support@justgold.app
- **Phone:** +971 589361909
- **WhatsApp:** available from the website
- **App Store:** search "Just Gold"
- **Google Play:** search "Just Gold"
- **Social:** @justgoldapp on Facebook, Instagram, LinkedIn

### Key URLs (Core Pages)
- Home: https://justgold.app/
- About Us: https://justgold.app/about-us
- Features: https://justgold.app/features
- Buy Gold: https://justgold.app/buy-gold
- Sell Gold: https://justgold.app/sell-gold
- Gold Delivery: https://justgold.app/gold-delivery
- Partner with Us: https://justgold.app/partner-with-us
- Blogs (index): https://justgold.app/blogs
- Contact Us: https://justgold.app/contact-us
- Sitemap: https://justgold.app/sitemap.xml

### Legal Pages
- Disclaimer: https://justgold.app/disclaimer
- Privacy Policy: https://justgold.app/privacy-policy
- Terms & Conditions: https://justgold.app/terms-and-conditions
- Terms of Use: https://justgold.app/terms-of-use
- Refund Policy: https://justgold.app/refund-policy
- Conflict of Interest: https://justgold.app/conflict-of-interest

### Blog Articles (full list)
Just Gold publishes long-form educational and market-commentary articles on digital gold investment, gold market trends, Shariah-compliant investing, security and vaulting, gold vs other assets, and the UAE/GCC gold market. The full library:

- *Why Investors Are Moving to Digital Gold in the GCC* — https://justgold.app/blogs/why-investors-are-moving-to-digital-gold-gcc
- *What Is Digital Gold and How It Works (GCC)* — https://justgold.app/blogs/what-is-digital-gold-and-how-it-works-gcc
- *Trust in Gold: The Foundation of Every Strong Portfolio* — https://justgold.app/blogs/trust-in-gold-the-foundation-of-every-strong-portfolio
- *How Digital Gold Brings 24/7 Investing Power to Your Phone* — https://justgold.app/blogs/how-digital-gold-brings-247-investing-power-to-your-phone
- *From Tradition to Innovation: Why Digital Gold Is the Next Big Investment Trend* — https://justgold.app/blogs/from-tradition-to-innovation-why-digital-gold-is-the-next-big-investment-trend
- *Gold vs Bitcoin: What Smart Investors Choose* — https://justgold.app/blogs/gold-bitcoin-smart-investors
- *Gold Prices Just Hit $2,946/ounce — Why It's Still a Smart Investment* — https://justgold.app/blogs/gold-prices-just-hit-2946ounce-why-its-still-a-smart-investment
- *Is Digital Gold Safe? A Deep Dive Into Security, Vaulting, and Trust* — https://justgold.app/blogs/is-digital-gold-safe-a-deep-dive-into-security-vaulting-and-trust
- *Understanding Gold Prices: How Your Digital Gold Value Changes* — https://justgold.app/blogs/understanding-gold-prices-how-your-digital-gold-value-changes
- *The Future of Gold Investment: How Digital Gold Is Changing the UAE Market* — https://justgold.app/blogs/the-future-of-gold-investment-how-digital-gold-is-changing-the-uae-market
- *Will Gold Hit $3,500 in 2025? Macquarie's Bold Prediction and the Drivers Behind It* — https://justgold.app/blogs/will-gold-hit-3500-in-2025-macquaries-bold-prediction-and-the-drivers-behind-it
- *The One Truth Investors Keep Returning To* — https://justgold.app/blogs/the-one-truth-investors-keep-returning-to
- *Gold Predicted to Skyrocket to AED 600 by 2026* — https://justgold.app/blogs/gold-predicted-to-skyrocket-to-aed-600-by-2026
- *The Silent Tax of Trade Wars: Navigating Global Uncertainty with Ancient Wisdom* — see https://justgold.app/blogs
- *The Great Deleveraging of 2026: Why Everything Is Falling (And Why It's the Perfect Time to Save)* — see https://justgold.app/blogs
- *The Great Market Reckoning: Why Volatility Is a Signal to Secure Your Wealth* — see https://justgold.app/blogs
- *When Other Assets Falter, Gold Endures, Including in Digital Form* — see https://justgold.app/blogs