Gold as a Service
Give them a way to do it without leaving your app. We handle the metal, the vault, the compliance and the delivery. You keep the customer relationship, and a share of every transaction.
Who this is for
A Shariah-compliant savings product that sits alongside deposits without competing with them. Customers who would not open a fixed deposit will set aside AED 100 a month in gold.
Typical use: goal-based savings accounts, Ramadan and wedding campaigns
A reason for customers to keep a balance with you rather than move it out. Gold gives idle money somewhere to go, inside your app, and gives you a new revenue line on money already sitting there.
Typical use: round-ups, spare change into gold, in-app savings pots
Gold as a reward that holds its value, or as something to send home instead of cash. Grams do not expire the way points do, and recipients can take delivery as a coin.
Typical use: cashback in gold, gifting, remittance top-ups
Our offering
A modular, fully managed foundation that takes you from first API call to a trusted customer experience.
A complete API and SDK layer for buying, selling, saving, and redeeming physical gold.
Offer authenticated coins and bars, delivered to your users with insured logistics.
Help users save for weddings, Hajj, gifts, and other milestones with simple recurring plans.
Your brand and customer relationship, supported by our regulated gold infrastructure.
How it works
Your engineering effort stops at the API call. Everything downstream of that is ours.
REST API and mobile SDKs for iOS and Android. Sandbox access on day one, live pricing, buy, sell, holdings, and redemption endpoints. Most partners are through integration in two to three weeks.
Metal sourcing, allocation, insured vaulting with Loomis International, independent audit, and Shariah governance. Your customers' gold is allocated to them and held separately from company assets.
Minting through Emirates Minting, authentication, insured door-to-door delivery across the UAE, and returns. Your support team never touches a physical shipment.
Your brand throughout, your customer data, your product decisions. A partner dashboard gives you volumes, holdings, and revenue in one place.
The commercials
The honest version, because this is the question that decides whether a conversation goes anywhere.
To integrate
No setup charge and no minimum volume commitment. You carry your own engineering time, which for most partners is two to three weeks.
Sandbox access is free from day one
To run
Custody, insurance, auditing, and Shariah governance are covered by us. You are not paying to keep gold sitting in a vault.
Storage is free for as long as customers hold
How we both earn
Our margin sits in the buy and sell spread. You take an agreed share of it on every transaction your customers make. Physical delivery is charged separately and shown to the customer before they confirm.
Rates agreed per partner, based on volume
Features
From live pricing to physical delivery, the operational detail is covered so your team can focus on the customer relationship.
Easy integration into your existing app or stack.
Transparent, market linked rates for every transaction.
A managed foundation for buy, sell, storage, and delivery.
Real gold stored securely in insured UAE vaults.
A gold experience aligned with Islamic finance principles.
Give users a clear path from digital ownership to their door.
Create a new revenue stream with every gold transaction.
Built for reliable, traceable, enterprise grade operations.
Trust and compliance
Your product is only as strong as the infrastructure beneath it. JustGold brings regulated operations, real physical backing, and clear accountability to every gold experience.
Why partners choose us
We would rather answer these on a public page than three weeks into a due diligence process.
Loomis International, in an insured vault in Dubai. Metal is allocated to the end customer, held separately from JustGold's own assets, and independently audited. Your customers own gold, not a claim against our balance sheet.
Ready to partner?
Tell us what you are building and we will show you what an embedded gold experience could look like inside your product.
